Kristen Turner was looking forward to Monday, day one of her promotion to manager of a Murray Kiddie Kandids studio. Instead, a few minutes after midnight, she was told the company was folding, effective immediately. And the news throughout the day kept getting worse: Along with a couple thousand employees of the Sandy-based baby-photo business, she's out of work, may not be paid for the past two weeks' labor and no longer has health insurance or access to a COBRA policy, either. The company confirmed the closure in a two-paragraph statement faxed to newsrooms Monday afternoon, blaming "negative growth" on the economy and a decision by lenders to "no longer fund Kiddie Kandids' operations." The company said it plans to file for Chapter 7 bankruptcy this week. The 35-year-old chain has 184 locations, including at least a dozen between Provo and Ogden. Most of the nationwide locations are at Babies"R"Us stores. Company officials did not return calls from the Deseret News, and there's no word on what will happen to customers' special orders.